Hamidreza Kordlouie, Mehdi Avazzadeh Taziani


The purpose of this study was to the study the effect of changes resulting from the outsourcing process of debt collection and increase the funds resources resulted from loans paid back by the study of the effect of the relationships between outsourcing demands on reducing bank reserve requirements. That is the consequence of this process that effects on the banks future incentive to keep old customers and this consequence overshadows the decisions of the bank's top managers. In this study, the statistical population consisted of all the branches of Melli Bank of Bandar Abbas, in which 86 samples were determined by using Morgan Tables, 92 questionnaires were prepared to be more ensured, and after the data aggregation, analysis and hypothesis testing has been performed by using software from SPSS 16. What the results suggest is that the significance level was obtained at 95% confidence level which is compared with variable with value of 0.05 which showed a significant positive correlation between outsourcing demands and reduce storage demands. In addition, there is a significant and positive relationship  between the customer's willingness to continue to work to repay with the outsourcing (during the investigation).  In the term of rating, the factors related to motivation of banks to retain old customers has the lowest average rate after that demands reduction is located and so forth. 

JEL: G20, G21, G24  


Article visualizations:

Hit counter



effectiveness of outsourcing, demands collection, demands storage, client’s future motivation, the bank’s further motivation

Full Text:



Azar, Adel, Momeni, M. (2006), "Statistics and its application in management", Samt publication, second volume, the tenth publication.

Chamberah, M., Mortazavi, Sayed M. (2007), effective management of outsourcing, Publisher: Mehraban, Nevisandeh Publication: First Edition, First Publication ISBN

Dean ElmutiYunus Kathawala, (2000) "The effects of global outsourcing strategies on participants’ attitudes and organizational effectiveness", International Journal of Manpower, Vol. 21 Issue: 2, pp.112 - 128

Duas, D., A. (1997), "The survey methods in social research", translated by Maryam Ra’fat and Rokhsareh Kazem, Tehran Opinion surveys Center.

Ghiasvand, A., (2008), "Application of Statistics and Software SPSS in Data Analysis ", published by Lovieh.

Hafez Nia, M., (2003). Introduction to Research in the Humanities, ninth edition, Tehran, Samt Publication.

Hajjarian, Rahanandeh, (2012), outsourcing strategy, Master Thesis Faculty of Management And Accounting, Allameh Tabatabai University

Khaki Q., (2005). "Research based dissertation writing", Tehran: Baztab.

Moradi Rod, N., (2012), Specialized Journal of demands collection, Second Period, No. Three, page 13 to 16

Mousavian, Seyed A., (2005), evaluating of contracts and lending practices in the banking without usury, Iranian economy quarterly

Nourozi, or, Paltsi, the model of decision making to outsource the warehouse, Fourth International Conference of Industrial engineering

Sarmad, Z., Bazargan, A. Hejazi, A., (2005), Research Methods in the Behavioral Sciences, Tehran, Agah Publication.

Shayan, A., (2011), To identify and prioritize risks exist in a variety of IT outsourcing in Iran, Knowledge and technology, 1st Year, No. 4, First half of 2011

Steensma, K.R. and K.G. Corley. (2000). on the performance of technology sourcing partnerships: The interaction between partner interdependence and technology attributes. Academy of Management Journal 43(6):1045-1067.

Zarqam M.’, (1991). “Delay loss Compensation between jurisprudence and economics ", Journal of Islamic Economics al, Jeddah, Jemh Malek Abdolaziz.

Zumbo, D. B., Gadermann, A. M., and Zeisser, C. (2007). Ordinal versions of coefficient alpha and theta for Likert rating scales. Journal of modern applied statistical methods, 6, 21-29.



  • There are currently no refbacks.

Copyright (c) 2018 Hamidreza Kordlouie, Mehdi Avazzadeh Taziani

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

The research works published in this journal are free to be accessed. They can be shared (copied and redistributed in any medium or format) and\or adapted (remixed, transformed, and built upon the material for any purpose, commercially and\or not commercially) under the following terms: attribution (appropriate credit must be given indicating original authors, research work name and publication name mentioning if changes were made) and without adding additional restrictions (without restricting others from doing anything the actual license permits). Authors retain the full copyright of their published research works and cannot revoke these freedoms as long as the license terms are followed.

Copyright © 2015 - 2018. European Journal of Economic and Financial Research (ISSN 2501-9430) is a registered trademark of Open Access Publishing GroupAll rights reserved.

This journal is a serial publication uniquely identified by an International Standard Serial Number (ISSN) serial number certificate issued by Romanian National Library. All the research works are uniquely identified by a CrossRef DOI digital object identifier supplied by indexing and repository platforms. All the research works published on this journal are meeting the Open Access Publishing requirements and standards formulated by Budapest Open Access Initiative (2002), the Bethesda Statement on Open Access Publishing (2003) and  Berlin Declaration on Open Access to Knowledge in the Sciences and Humanities (2003) and can be freely accessed, shared, modified, distributed and used in educational, commercial and non-commercial purposes under a Creative Commons Attribution 4.0 International License. Copyrights of the published research works are retained by authors.