Fadi Oukili Asraoui, Mhamed Hamich, Abdelfattah Lahiala


Le présent article vise, dans un premier temps, à exposer l’ensemble des fondements religieux et sociaux de la finance islamique et à les relier aux principes et aux méthodes des produits islamiques contemporains. Dans un deuxième temps, il présente et expose les différents produits, instruments et institutions de cette finance qui se veut porteuse de l’identité islamique. L'article peut donc servir de feuille de route (encadrement et conseils) au profit de ceux qui mènent des recherches empiriques sur la finance islamique ainsi qu'une aide pour les décideurs, les gestionnaires et les praticiens en matière d’interprétation des résultats des études sur ce sujet.

This article aims, as a first step, to expose all the religious and social foundations of Islamic finance and to relate them to the principles and methods of contemporary Islamic products. Secondly, it presents and exposes the various products, instruments and institutions of this finance which aims to be the bearer of the Islamic identity. The article can therefore serve as a roadmap (guidance and advice) for the benefit of those carrying out empirical research on Islamic finance as well as an aid for decision-makers, managers and practitioners in interpreting the results of financial statements. Studies on this topic.

JEL: G21; G24; G10

Article visualizations:

Hit counter


finance islamique , Zakat , Riba , gharar , maysir , takaful / Islamic finance, Zakat, Riba, gharar, maysir, takaful

Full Text:



El-Qorchi, M. (2005). Islamic Finance Gears Up, Finance and Development, 42(4): 46-50.

Archer, S. and Rifaat, A. K. (2002). Islamic Finance: Growth and Innovation, London: Euromoney Books

Choudhry, N. and A. Mirakhor (1997). Indirect Instruments of Monetary Control in an Islamic Financial System, Islamic Economic Studies, 4(2): 27–66.

Anwar, A. (1995). Riba and Common Interest. Shafiq Press, Karachi.

Iqbal, M. and Molyneux, P. (2005). Thirty Years of Islamic Banking: History, Performance, and Prospects. Palgrave Macmillan, Houndmills: New York.

Iqbal, Z. (1997). Islamic Financial System. Finance and Development 34(2): 42-45.

Metwally, M. (2006). Economic Consequences of Applying Islamic Principles in Muslim Societies. Journal of Islamic Banking and Finance 23(1): 11-33.

Moore, P. (1997). Islamic Finance: A Partnership for Growth. Euromoney, London.

Maysami, R. and Williams, J. (2006). Evidence on the Relationship between Takaful Insurance and Fundamental Perception of Islamic Principles. Applied Financial Economics Letters 2(4): 229-232.

Lewis, M. and Algaoud, L. (2001). Islamic Banking. Edward Elgar, Cheltenham.

Siddiqi, M. (2004). Riba, Bank Interest and the Rationale of Its Prohibition. Islamic Research and Training Institute, Islamic Development Bank, Jeddah.

Sundararajan, V. and Errico, L. (2002) Islamic Financial Institutions and Products in the Global Financial

Wilson, R. (2002). Islamic Banking Reviews. The Economic Record 79(242): 373-374.



  • There are currently no refbacks.

Copyright (c) 2021 Fadi Oukili Asraoui, Mhamed Hamich, Abdelfattah Lahiala

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

The research works published in this journal are free to be accessed. They can be shared (copied and redistributed in any medium or format) and\or adapted (remixed, transformed, and built upon the material for any purpose, commercially and\or not commercially) under the following terms: attribution (appropriate credit must be given indicating original authors, research work name and publication name mentioning if changes were made) and without adding additional restrictions (without restricting others from doing anything the actual license permits). Authors retain the full copyright of their published research works and cannot revoke these freedoms as long as the license terms are followed.

Copyright © 2015 - 2018. European Journal of Economic and Financial Research (ISSN 2501-9430) is a registered trademark of Open Access Publishing GroupAll rights reserved.

This journal is a serial publication uniquely identified by an International Standard Serial Number (ISSN) serial number certificate issued by Romanian National Library. All the research works are uniquely identified by a CrossRef DOI digital object identifier supplied by indexing and repository platforms. All the research works published on this journal are meeting the Open Access Publishing requirements and standards formulated by Budapest Open Access Initiative (2002), the Bethesda Statement on Open Access Publishing (2003) and  Berlin Declaration on Open Access to Knowledge in the Sciences and Humanities (2003) and can be freely accessed, shared, modified, distributed and used in educational, commercial and non-commercial purposes under a Creative Commons Attribution 4.0 International License. Copyrights of the published research works are retained by authors.