Benedict Oyifioda Onyilo, Anthony Amonjenu


This study investigated the retirement challenges and adjustment strategies of retired Local Government Civil Servants in Benue stage, Nigeria. To guide the study, two research questions and two hypotheses were formulated. The survey research design was adopted for the study. The population was the entire 5678 retired Local Government Civil Servants from Benue state Local Government Service Commission. Purposive sampling technique was used to select 384 retirees as respondents for the study while simple random sampling was used to select the Local Government Area for the study. The researcher used an instrument titled: Retirement Challenges and Adjustment Strategies Questionnaire (RCASQ) for the study. Data was collected through the administration of questionnaire. The demographic data and research questions were analyzed by the use of descriptive statistics of mean score, the hypotheses were tested by the use of t-test statistics. The results indicated that retired local government civil servants experience challenges in socio-economic, physical and psychological areas. It was also revealed that the adjustment strategies do not significantly differ in terms of gender. The study, therefore, recommended that there should be proper orientation and pre-retirement vocational training for retirees’ efficient, workable pension schemes. It should also cover post-retirement follow up programme for retirees.


retirement, challenges, adjustment strategy

Full Text:



Aiken, L. R. (1995). Aging an introduction to gerontology. Thousand Oaks: Sage Publications Inc.

Anyanwu. B. E. (2008). Social forces and aging (5th Ed.) Belmont C. A.: Woodsworth Publishing Company.

Brown L. O. R. & Brown R. (1999). Stress and adaptations preparation for successful retirement. Australian and New Zealand. Journal of mental Health, 8(1): 30-38. Available online, accessed on 16.10.2018.

Cox, H. (2012). Work/Retirement choices and lifestyle patterns of older awareness in L. Loeppke (Ed) Annual Editions. Aging (24th edition) PP 74-83. New York NY. McGraw Hill.

Frigenti, K. (2000). Making the most of retirement accountancy. SA May, 2000. 15:7.

Mallum A. Y. (2004). Retirement Counselling: Challenges, Opportunities, and coping strategies. Paper presented at the Annual Conference of CASSON, Maiduguri. Nigeria.

Mein. G. Higgs, P. Ferie. J. & Stan Field. S. A. (1998). Paradigms of Retirement. The Importance of Health and ageing in the white hall II study. Social Science and Medicine. 47 (4) 535-535.

Nwankwo. R. O. (2016). Effects of age of retirement, Reasons for Retirement and pre-retirement training on psychological and physical health during retirement Australian psychological Association Journal, 33: 114 – 124.

Olusakin A. M. (1999). Post retirement lifestyles of some Nigerians and the counselling implications. The Counsellor, 17(1): 38-45.

Oniye. A. O. (2001). Problems associated with retirement and implications for productive adult life. Nigeria Journal of Gender and Development, 2(1): 55-64.

Phaswana. M. R. N. (1998). A study on the impact and effects of retirement on retirees. An MA Dissertation Submitted to University of Northern Province, Kenya.

Richardson V. E. (1993). Retirement counselling. A Handbook Publishing Company.

Samuelson. R. J. (2000). Aging in America. New York: The H. W. Wilson Company.


Copyright (c) 2020 Benedict Oyifioda Onyilo, Anthony Amonjenu

Creative Commons License
This work is licensed under a Creative Commons Attribution 4.0 International License.

The research works published in this journal are free to be accessed. They can be shared (copied and redistributed in any medium or format) and\or adapted (remixed, transformed, and built upon the material for any purpose, commercially and\or not commercially) under the following terms: attribution (appropriate credit must be given indicating original authors, research work name and publication name mentioning if changes were made) and without adding additional restrictions (without restricting others from doing anything the actual license permits). Authors retain the full copyright of their published research works and cannot revoke these freedoms as long as the license terms are followed.

Copyright © 2016 - 2023. European Journal Of Social Sciences Studies (ISSN 2501-8590) is a registered trademark of Open Access Publishing Group. All rights reserved.

This journal is a serial publication uniquely identified by an International Standard Serial Number (ISSN) serial number certificate issued by Romanian National Library. All the research works are uniquely identified by a CrossRef DOI digital object identifier supplied by indexing and repository platforms. All the research works published on this journal are meeting the Open Access Publishing requirements and standards formulated by Budapest Open Access Initiative (2002), the Bethesda Statement on Open Access Publishing (2003) and  Berlin Declaration on Open Access to Knowledge in the Sciences and Humanities (2003) and can be freely accessed, shared, modified, distributed and used in educational, commercial and non-commercial purposes under a Creative Commons Attribution 4.0 International License. Copyrights of the published research works are retained by authors.


Hit counter